Life has a way of throwing curveballs at us no matter how much we plan. Having unforeseen emergencies can be challenging, they can either drain you down physically and financially. This month you may be a little short on cash to cover the rent. Or your car broke down on your way to work. It is certainly nothing to be embarrassed about:

In such times of need, it is important not to rush yourself into making a choice and it is wise to take the time to understand the best and most manageable way for your specific financial situation.

“The pursuit of happiness is not the path to fulfillment, in fact, happiness should not be the goal at all. “

Not quite actually.

Polls conducted has drawn feedbacks and opinions of millions of people of what drives them, what excites them, and what makes them happy at work

Today’s organizations need to adopt an employee-first mentality, meaning the well-being of the employee is integral to the mission and vision of the company. Leadership needs to recognise that creating a nurturing environment for employees is critical to long-term success.

Payroll is one area of business that’s been ripe for innovation and disruption for a while now. On the surface, it may not look like something that really requires any major changes. After all, it’s worked well enough so far. However, as when flexibilities for payments, banking and purchases are fast becoming the norm, why should salary payment be any different?

How to quit living paycheck to paycheck? Here are 5 routes to take you there!

The concept of EWA is simple—giving employees immediate access to a portion of their salaries as soon as they have earned them, rather than having them wait till their next scheduled salary day. Companies that provide these on-demand pay services to employees are solving real-world problems with innovative solutions.

The onslaught of the covid pandemic has sent a stronger message to all that it is crucial to have a financial safety net at all times as many have been hard hit. On this note, IFS Capital envisions EWA could yet be another financial tool to help local employees.

By 2025, millennials will make up 75% of the global workforce while Gen Zers will account for 27%- based on Deloitte estimates. According to Aon Hewitt, millennials are currently the largest generation in the Singapore workforce. Therefore, it is crucial that organisations take concrete actions to meet the expectations and preferences of these millennials and Gen Zs. But what will they want from their workplace – and what won’t they accept?